Coursework Helper Essay Example

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How to Attack Paired Passages in ACT Reading

How to Attack Paired Passages in ACT Reading SAT / ACT Prep Online Guides and Tips Paired passages on the ACT have been around since 2013, and they can make the Reading section seem a lot more difficult than it really is. After all, you're required to answer multiple questions to two whole reading passages! But there are ways to do this effectively. How should you go about attacking ACT Reading paired passages? Read on for our best strategies. Feature Image:Randy Robertson/Flickr Paired Passages on ACT Reading: A Brief Rundown Paired passages are two short passages (40-50 lines each) that are related in some way (usually by topic). There is only one set of paired passages per ACT.I've only seen them in literary narrative or humanities sections, but that doesn’t mean they can’t pop up elsewhere. The set of paired passages will have 10 questions altogether; the first few questions will be about passage A, while the next few will be about passage B.The final three to four questions(I’ve only seen three, but I’m using a range to be on the safer side) will ask about both passages. The presence of paired passages on ACT Reading allowsACT, Inc. to test students' abilities to "use evidence to make connections between different texts that are related by topic." Attacking Paired Passages on ACT Reading: 4 Strategies There's no one surefire strategy that'll let you power through questions on paired passages. Why? Depending on how you approach ACT reading passages, certain strategies simply might not work as well for you. I've gathered together my top four strategies for mastering paired-passage questions on ACT Reading.I recommend trying all of them out and then using the one that works best for you! Strategy 1: Start by Answering Questions on Individual Passages For paired passages,I highly recommend answering all the questions about each individual passagebefore moving on to the multi-passage questions. Even if you're planning to guess on questions that ask about multiple passages (more on why you might want to do that later), it’s still worth it to take time to answer questions dealing with individual passages. But why?The advantage of answering questions that refer to a single passage before moving on to multi-passage questions is twofold. For one, each passage that's part of a pair of passages is shorter and less complicated than the standalone long passages. This is because you're comparing two separate passages and not just focusing on one. As a result, it's usually easier to answer questions on one or the other of the set of paired passages, compared with questions on the longer, unpaired passages- each of the paired passages has fewer words after all, making it easier to find details in them. Secondly, the questions the ACT asks about each individual passage will help you with the multi-passage questions. For example, take a look at the two questions below about individual passages (adapted from official ACT sample questions): 2. In Passage A, the narrator’s descriptions of Alsop suggest that she sees her as ultimately: F. self-confident and triumphant.G. isolated and alone.H. awe-inspiring and heroic.J. stiff and ceremonial. 5. Passage B indicates that compared to the narrator’s expectation about how the first woman to conduct a major orchestra would be treated in print, the articles themselves were: A. similar; the narrator had expected the newspapers to prolong the event with preliminary material leading up to Alsop’s first performance.B. similar; the narrator had expected Alsop would be announced as the next conductor of the Baltimore Symphony Orchestra.C. dissimilar; the narrator had expected there would be more coverage of male conductors of color before a woman conducting would be written about.D. dissimilar; the narrator had expected to be able to read about Alsop’s performance in the papers shortly after it occurred. Now, here’s a question that asks about both passages: 7. Which of the following statements provides the most accurate comparison of the tone of each passage? A. Passage A is fondly nostalgic, while Passage B is impersonal and scientific.B. Passage A is optimistic and exuberant, while Passage B is sarcastic and cynical.C. Both passages begin by conveying some sense of the narrator’s wonder but conclude with a note of disenchantment.D. Both passages begin by conveying the narrator’s doubt but conclude with some sense of lasting pride. If you’ve answered questions 2 and 5, you already know a little bit about the tones of the passages (the answer to question 2 tells you how the narrator of passage A views Alsop, while the answer to question 5 tells you a little about the expectations of passage B's narrator). This informationisn’t necessarily enough to give you the answer to question 7 (the one about both passages),but it might help you eliminate some answers. Strategy 2: Guess on Multi-Passage Questions If you’re aiming for an ACT Reading score around or below 26, my recommendation is to not even bother with trying to answer questions that ask about two passages. W-w-w-w-whaaaaat? (Hamner_Fotos/Flickr) I know- this strategy sounds like it could be risky. But based on the small sample size of ACTs with paired-passage questions, I have been able to glean the following: the questions that ask you to compare aspects of two passages are (unsurprisingly) far more complex than those that ask you to answer questions about one passage. Take this sample question (modified from a sample question on the ACT, Inc. website): "It can reasonably be inferred that after seeing the first woman conducting a major orchestra, compared to the narrator of Passage B, the narrator of Passage A felt ..." Answering this question requires you togo back to passage Ato determine how the narrator felt after seeing a woman conduct a major orchestra. You must then do the same for passage B. There are some strategies you can use to help with eliminating answers (which I’ll discuss later in this article). But if you're aiming for a 26 on ACT Reading, you can afford to guess on the multi-passage questions. The proof can be found in the sample scoring chart below, taken from the most recent official ACT practice test. As a reminder, a raw score is equal to the number of questions you got right. (For more information, check out our in-depth guide to ACT scoring.) Note that althoughthis scoring chart does not apply universally to every ACT Reading section, it should give you a general idea of how many questions you'll need to answer correctly in order to get a certain scale score on Reading. Raw Score Reading Score Raw Score Reading Score Raw Score Reading Score 40 36 27 24 9-10 12 39 35 25-26 23 8 38 34 24 22 6-7 10 37 33 22-23 21 - 9 35-36 32 21 20 5 8 34 31 19-20 19 4 7 33 30 18 18 3 6 32 29 17 17 - 5 31 28 15-16 16 2 4 30 27 14 15 - 3 29 26 12-13 14 1 2 28 25 13 0 1 As this chart indicates,if you’re aiming for a 26 on ACT Reading, you only need a raw score of about 29 out of 40 questions. If you guess on the three or four multi-passage questions, you: Can still miss another five to six questions on the Reading section and get a 26 Will now have 35 minutes to answer 34-35 questions, giving youmore time per question Pick your favorite answer choice (A/F, B/G, C/H, or D/J) and fill it in for all the multi-passage questions. If there are three multi-passage questions, you'll have a 75% chance of getting one of them right ... and you won’t have to spend more than a few seconds on any one of them! Strategy 3: Use the Process of Elimination This tip is partially related to strategy 1. Questions that ask about both passages have to meet the same standard as questions about a single passage: there must be one unambiguously correct answer. But what does this mean for multi-passage questions? If part of an answer is wrong, then you can immediately eliminate that answer choice. For instance, take the ACT Reading example I used earlier: 7. Which of the following statements provides the most accurate comparison of the tone of each passage? A. Passage A is fondly nostalgic, while Passage B is impersonal and scientific.B. Passage A is optimistic and exuberant, while Passage B is sarcastic and cynical.C. Both passages begin by conveying some sense of the narrator’s wonder but conclude with a note of disenchantment.D. Both passages begin by conveying the narrator’s doubt but conclude with some sense of lasting pride. Let’s say you’ve just finished answering questions about passage B when you get to this question about both passages, so it’s clear in your mind. You can tackle two of the answers right away. Look at answer A: A.Passage A is fondly nostalgic, while Passage B is impersonal and scientific. Ask yourself: was Passage B impersonal and scientific? Let’s say no (for the sake of argument). It doesn’t matter, then, whether the part in this answer choice about passage A is correct or not- since the part about passage B is wrong, that whole answer is wrong. What about answer choice B? Let's take a look: B.Passage A is optimistic and exuberant, while Passage B is sarcastic and cynical. My thinking: for answer choice B, passage A does start out exuberant, and passage B does end with something sort of sarcastic or cynical. On the other hand, answer choice C, C. Both passages begin by conveying some sense of the narrator’s wonder but conclude with a note of disenchantment, ... isdefinitely correct.Passage A starts out with the sentence, "I was amazed to see a woman on stage," while passage B starts with, "I’d been hoping so long to read about someone like me doing something I wanted to do that I couldn’t stop my foot from nervously jiggling."Both of these intro sentencesconvey a sense of wonder. Moreover, passage A ends with, "I guess it was too much to expect the newspapers would ignore her sex and focus on her musicianship," while B ends with, "In the end, I didn’t feel bolstered by the performance; I felt more discouraged than ever." Both of theseconvey disenchantment. A common recommendation for using the process of elimination is to cross out any answers that suggest that the passages are the same (the ACT wants you to compare passages, so what would be the point in comparing two nearly identical ones?). As you can see from the example above, though, eliminating answers that point out the passages' similarities might cause you to get rid of the right answer, too.So read carefully! Don’t make Marin Alsop come after you for accidentally eliminating the right answer. (Governo do Estado de So Paulo/Flickr) Strategy 4: Practice With Official SAT Paired-Passage Questions Honestly, this feels like a bit of a cop-out. It’s weird to advise students to prepare for one test by using questions from another one. Unfortunately, ACT Inc. doesn’t leave students much choice. The only official (and free) paired-passage questions availableare the three on theACT, Inc. websiteand the three in the most recent official ACT practice test. This means that, in total, there aresix multi-passage questions you can use for practice(19 paired-passage questions altogether). This lack of practice questions is partly what makes preparing for ACT paired passages so difficult. Luckily, recentchanges to the SAT have made the test strongly resemble the ACT- and both have paired-passage questions on their respective Reading sections. SAT paired passages involvelong (approximately 45-line) passages with a few questions about each passage followed by some questions about both passages. In total, there are about 10- questions per paired passage set on the SAT.Because this format is so similar to that on the ACT, SAT paired passages are quite useful for ACT Reading practice. Every official SAT practice testcontains a set of paired passages with 10- questions (for a total of more than 80 questions). That's about four times as many paired-passage questions as ACT, Inc. currently provides for practice (bonus math practice if you want to check that ratio). This will also give you a chance to figure out what the most difficult question types are for you when it comes to paired passages. Since ACT, Inc. only has six multi-passage questions available, it's hard to know if there's a particular type of multi-passage question you struggle with more than others. Use the SAT paired-passage questions to hunt down your weaknesses and overcome them. How to Attack Paired-Passage Questions: A Summary As you can see, paired passages on ACT Reading can be tricky- but they're certainly not impossible to master. To wrap up, let's briefly go over the four best strategies you can use to attack paired passages: Answer single-passage questions first:Answering questions about individual passages will often give you clues you can later use to answer questions that deal with both passages. Guess on multi-passage questions:Figure out which type of question you tend to get wrong and then focus on improving that skill. Use the process of elimination:If even just part of an answer is wrong, you can eliminate that answer choice immediately. Remember the rule: there is only ever one unambiguously correct answer. Practice with official SAT paired-passage questions:Since not many ACT paired-passage questions are available for practice, it's a good idea to use SAT paired-passage questions so you can get more used to answering questions that address multiple passages. What’s Next? For more reading strategies, take a look atmy article on SAT paired passages. What about answering questions on non-paired passages? Learn more about how to approach passages on ACT Readingwith our in-depth guide. Wondering what will the ACT Reading passages be about? Read my article on the four types of ACT Reading passagesto learn everything you need to know. Dig into your ACT prep by studying each skill the Reading section tests, starting with vocab-in-context questions. Want to improve your ACT score by 4 points? Check out our best-in-class online ACT prep program. We guarantee your money back if you don't improve your ACT score by 4 points or more. Our program is entirely online, and it customizes what you study to your strengths and weaknesses. If you liked this Reading lesson, you'll love our program.Along with more detailed lessons, you'll get thousands ofpractice problems organized by individual skills so you learn most effectively. We'll also give you a step-by-step program to follow so you'll never be confused about what to study next. Check out our 5-day free trial:

Finance project 2 Essay Example | Topics and Well Written Essays - 1000 words

Finance project 2 - Essay Example This means that the products produced within Hungary are sold to other countries in fewer quantities and monetary amounts than the products purchased from those nations. Since all the transactions are carried out in US Dollar, this trade deficit would increase pressure over country’s foreign reserves thus demand from importers (for dollar) will surge and would possibly result in lowering the monetary value of Hungary currency. Perhaps, the most important factor that could result in increasing trade deficit is reversal of international oil and commodity prices because today international economies are coming out of recession and are demanding more oil, food and other commodities to fulfill their domestic needs and oil requirements. Oil prices have already recovered to a level of 75-80$ per barrel and are expected to increase further in near future in the wake of better economic outlook and forecasts. This would put great pressure over Hungarian government because it would incre ase the trade deficit and further deteriorate HUF-Dollar parity. The dollar-HUF disparity (at present the exchange rate is 170 HUF per dollar) is perhaps a major reason of inflation (higher prices) which currently stands at 3% and could increase in near future amid higher international prices of various products. The rule is simple and clear: the higher the exchange rate, the more expensive the imports and prices will observe an upward trend in domestics for these imported products thereby causing inflation. Moreover, the rise in prices will also lower down the purchasing power of people in Hungary; therefore, would result in greater unrest and lower economic growth. People are bound to cut down their expenses to improve their savings. On the flip side, the weakening of US Dollar against international currencies such as Euro, Pound, Japanese Yen etc because of USA’s surging trade deficit and various internal factors might not aggravate the exchange rate in Hungary and could therefore

Reebok Co Assignment Example | Topics and Well Written Essays - 500 words

Reebok Co - Assignment Example The shoes of the company got popular not only in the athletic wear but also as casual wear. In 2009, Rebook recognised the changing trends and positioned itself as a premium sports brand which offers a lifestyle brand by focusing on fitness and training. Actually the heritage and roots of Reebok are associated with fitness/training therefore, by positioning the brand as a lifestyle shoe, Reebok not only fulfilled the changing needs of the consumers but it also developed a clear roadmap for its key businesses going forward (Khurana, 2010). What segments are they targeting today and why did they choose these segments? The change in positioning strategy from athletic shoe to lifestyle shoe helped Reebok to target various market segments. The company attracted the youth involved in cheerleading, gyms, and aerobics and average consumers (Womenreebok, 2011). Therefore, the major target market segments of Reebok are the youngsters involved in fitness and training activities of all kind beca use Reebok recognises fitness and training as a lifestyle of the youth.

Quantitative research Assignment Example | Topics and Well Written Essays - 1250 words

Quantitative research - Assignment Example The population is one hundred and three pregnant teenagers attending antenatal care within the problem statement. The problem statement includes the part of the population that relates to the study or research. The part of the population affected in this case is the youth section and specifically teenagers. The problem relates to nursing perfectly. This is because the issue of pregnancies is on the health sector and health officers or nurses should come up with a method that will effectively control this situation. Nurses have the mandate to organize workshops that educate youths on the appropriate use of contraceptives in order to avoid unwanted pregnancies. The main purpose of this study was to find out the factors that facilitate the rise of teenage pregnancies in a village of the Capricorn district that is located in the Limpopo province. Some of the factors include: The ignorance boosted by cultural taboos to discuss sex appropriately with parents always perceive peer pressure. This makes young girls in such communities to acquire unnecessary pregnancies (Babbie & Mouton, 2009). The independent of dependent and independent variables are appropriately reviewed in this research. The dependent variable is because of output while the independent variable is because of input. The review of these elements is in the research whereby the age of the teenagers represents the independent variable and the result or pregnancy represents the dependent variable. Strengths generate from within the organization. The strengths of this study based on the availability of information needed since they were operating in one village. This situation did not require many resources. The study had weaknesses in that it was unable to spread the project and relevant information to other villages within the district. There is a clear linkage of the dependent and independent variable in this study. The link arises at the point where

How Money is Created

How Money is Created Essay Where Money Comes from Student: Gulnaz Miniakhmetova Introduction â€Å"The process by which banks create money  is so simple that the mind is repelled† John Kenneth Galbraith, Economist. There are many social institutions in our world but one of them seems to be the most difficult to understand – monetary institution. Why do we have it and how it works? Being small children, we already understand that to get a toy parents need money. Stuff costs money. Money is a tool, and not necessarily one which facilitates access to the resources necessary for survival, as they are given freely on the earth[1]. If we look back at the history of the great Depression, we will see that people can’t live without money. During the Great Depression, money stopped circulating yet the sun still shone, the plants were growing but people starved. Food was available because nature does not depend on our monetary problems. It continues to exist as many times ago. Why then people lose access to food without money? It sounds incredible but how our society allow money to function as a barrier to nature resources. Nature does not take money for her great work[2]. Few people are interested in the way money are created and in who controls the system. Complicated economic terminology and calculations keep most of the people away from understanding the system but one attentive look at it helps to see how simple the scheme actually is. This paper is going to investigate where money come from and what makes the ink on the paper be so valued, if it is really valuable? Ancient Money. Modern Money. It is interesting to trace the evolution of money across years and check if â€Å"money-of-today† has the same value as â€Å"money-of-yesterday†. It is fascinating that long ago money appeared in different corners of the world in a nearly similar way. We observe various currencies in those times. American Indians used Wampum; West Africans were trading in decorative metallic objects called Manillas; Fijians used whale’s teeth. Shells, amber, ivory, decorative feathers, a large number of stones – were all used for trade across the world. We cannot but agree that these funny forms of money are sensible things for trading. Later gold and silver were the most favorite currencies. The appearance of coins in our life was a significant step for economy, which still exists. The first coins appeared about 600 B.C. in a place where Lydians lived, ancient Greece territory where now modern Turkey is located. It had a form of lion’s head and were made of electrum. If we compare other ancient types of money, coins were the first to become a firm currency. Coins spread throughout the Mediterranean very fast. By the 6th century Athens, Aegina, Corinth and Persia, all had their own coins. Coins helped to expand trading easier. Soon coins were made out of gold and silver thus reflecting the actual value of the metal. Modern currency, unfortunately, lost this value. Money evolved from barter but barter had two limitations: 1) the traders must have products of equal value and; 2) as society grows, traders must be ready to make the trade at the same time, as the trust of the small group no longer exists. What if the person who has what you need might not need what you want to trade? What about large transactions? In this case, money appeared to be a convenient value for everyone and perfectly dealt with barter limitations. Even gold and silver are bulky for large transactions. The need for lighter equivalent generated paper money. Modern money system comes from the Middle Ages from the goldsmith trading. People started storing their gold and silver to the goldsmith who was supposed to keep it safe. The owner of the gold got a receipt for what had been left at goldsmiths. This way a paper started to circulate in the society being much easier to carry than gold and silver. Precious metal was replaced by paper. After a while, the enterprising goldsmith figured out that only few of his depositors come to demand their gold. Therefore, he decided to loan out the gold for other customers or just issue a receipt instead of actually giving the gold. Finally, clever goldsmiths found out that they could print and give printed loans even more that they had it in gold. In the idea of loaning the value of gold they did not own, but only held in trust, and the value of gold that did not even exist, was the germ of the invention of modern money[3]. The goldsmiths or bankers were doing a clever thing. They received interest by loaning the gold that they were paid to hold in trust for others. They received interest from loans on gold that did not even exist. This system has a name of â€Å"Fractional Reserve Banking† which means lending much more money than you have assets on deposit. This simple scheme follows human beings up to the present moment. Modern banks are allowed to loan out ten times the amount they are actually having. If you are charged 11% interest rate, be sure it is not 11% a year they make on that amount but actually 110%[4]. One thing that differs modern monetary system is that money can no longer be redeemed for gold. If earlier, we could find a phrase â€Å"in silver payable† on the American dollar banknote, today there is only â€Å"Federal Reserve note†. It means that money used to represent value by gold and silver and could be redeemed by gold or silver. The gold standard lasted until 1971. President Nixon announced that the United States would no longer exchange dollars for gold. It happened because the volume of gold reserve came to a dangerous point. For example, at the end of the World War II France insisted on changing their American dollars to gold. America was in a critical situation. Henry Hazlitt forecasted the dollar devaluation at the beginning of 1971. He said that America would have to increase the cost of one ounce of gold (previously it was 35 dollars per ounce). The decision of the present was unexpected. No devaluation followed. Nixon just stopped â€Å"gold standard†, which actually can be accounted as a financial bankruptcy. Since that date, the world trade is conducted with the help of dollars, which are nothing more that paper. All the rest world currencies related to the gold through dollar, became â€Å"gold-free† too. Earlier â€Å"gold standard† prevented countries from printing too much money, as the supply of gold does not change quickly. The supply of money was stable. If there is too much money, people start to exchange it for gold. Finally, treasury may run out of gold. Quitting the â€Å"gold standard† modern America can buy nearly whatever they want with a currency having no inner value. Now dollar can be redeemed only to another paper or digital dollar. In fact, â€Å"old† monetary system backed up by gold and silver was â€Å"debt free† while modern one is â€Å"debt based†. How? The proof of the money’s debt nature will be discussed in the next chapter of the paper. How Monetary System Functions Today As a basis for discussing the modern monetary system, I would like to take the views and explanations of the Zeitgeist Movement since I find it clear and laconic for perception. However, there are many other followers of the idea â€Å"money is debt†. If we ask an ordinary person on the street, â€Å"How money is created?† The most probable answer will be â€Å"By governments and banks†. Governments only borrow money from the banks. Alternatively, one can say, the bank takes money from savers, and then lends it out to the borrower. That is not true. Banks do not need a customer deposit for giving a new loan. It is viÑ e versa. Loans create new deposits. Let us illustrate how the system works. Government of the USA decides that it needs money. It requests the Federal Reserve (The Fed) for $10 billion. The Fed agrees to buy $10 billion government bonds. The government takes a paper and draws Treasury bond where it shows the value of the bonds $10 billion and sends them to the Fed. In its turn, the Fed draws their papers, which are called â€Å"federal reserve notes†. Their price is $10 billion. Then the Fed trades these notes for bonds. As soon as government gets the notes from the Fed, it puts it into bank account. Only on this account money become real money adding $10 billion to the USA. In reality, the process is done without any paper, i.e. electronically. Necessary to note that only 3% of physical currency exist in the USA. The other 97% is digital nowadays. Now we see that money which appeared in such a simple way are equal to debt. The Federal Reserve purchases government bonds with the money created out of thin air. The government promises to pay back that money to the Fed. In other words, money were created out of debt. The most interesting thing is that ten billion dollar deposit becomes a part of the banks’ reserves. As stated in the â€Å"Modern Money Mechanics† – â€Å"Under current regulations, the reserve requirement against most transaction accounts is ten percent. It means that with a $10 billion deposit, 10%, or one billion is held as a required reserve (10%*$10,000,000,000.00=$1, 000,000,000.00). While the other $9 billion is considered an excessive reserve, and can be used as the basis for new loans. Therefore, we assume that this $9 billion comes out of existing $10 billion deposit but that is not true. The Zeitgeist states, what is really happening is that $9 billion is created on top the existing $10 billion deposit. Totally, bank has $19 billion. This is how money supply works. Banks do not really pay out loans for money, which they receive as deposits. It is important for banks to receive loan contracts in exchange for money. $9 billion is created out of nothing just because there is a demand for such a loan and there is $10 billion deposit to satisfy the reserve requirements. Let us assume that someone borrows that available $9 billion from the bank and most likely, he puts this money to his bank account. Therefore, this deposit becomes banks reserve. Ten percent is isolated and we get 10%*$9,000,000,000.00 = $900,000,000.00 and $9,000,000,000.00 $900,000,000.00 = $8,100,000,000.00[5]. This $8,1billion is now available as newly created money for more loans. This process of money creation is endless and it is based on debt. Money is debt. Debt is money. If money is created so easily, why is it so valuable? It is simple. There is always demand for money because people want it. A person needs money because he knows that other person needs money as well, so money can be used to others to get goods and services in return. In its turn, those others can also use the money they got to satisfy thir needs. Goods and services function as engines in the economy, and money helps people to exchange goods and services. It seems the process of modern money creation will go on forever. Money is Debt We are afraid of the word â€Å"debt† but it often helps people to raise their living standards. Debt is risky and has future obligations, but can also provide a means of generating future income. Everyone knows how disastrous debt can be for a person or a business. In history there are examples when â€Å"growth and prosperity have flourished at times when overall indebtedness was rising rapidly, and some economic slowdowns have coincided with periods of debt reduction†[6]. Thus, it is a paradox that debt can be both good and bad. Looking back at the history, we may find out that once the national debt was fully paid off. It happened in America in 1835. The president Andrew Jackson shut the Central Bank, establishing Federal Reserve instead. Jackson called the debt a national curse. He vowed to pay the national debt, to prevent a monied aristocracy from growing up around our administration that must bend to its views, and ultimately destroy the liberty of our country[7]. However, the period of â€Å"zero debt† did not last long. International bankers established another Central Bank. While there is such an institution, the debt is there too. Many economists admit the Debt nature of money. For example, governor of the federal Reserve, Marriner Eccies once said â€Å"If there is no debts in our money system, there wouldn’t be any money†. Or, â€Å"the dollar is based on credit and every dollar in existence represents a dollar of debt owed by an individual, a business firm, or a government unit.†[8] Apart from the fact of money creation on the debt principle, there is one more important trick about banks. That is interest. When a person gets a money from the bank, he has to pay them back with the interest. A question arises here: if we borrow money from the banks through loans, where do money for paying off interest come from? The answer is – from nowhere. The fact is that the money people or companies owe to the bank will always exceed the amount of money that is available in circulation. That is why inflation takes place. New money is needed to cover the deficit caused by the need to pay the interest. Inflation is built into the system as well as defaults and bankruptcy. Nowadays more and more people join the endless debt system by taking home mortgages, personal loans, and credit cards. Some kinds of debt are long-term. For example, home mortgage may spread for more years than a person has active working years. If you are unable to pay the loan, the bank takes your property. It is frustrating, when you understand that the banking system and the fact that those money on the day of singing the contract did not even exist. There is one interesting court case which took place in America, Minnesota and which proved the corrupt nature of the banks. The case took place in 1969 between First National Bank of Montgomery and a citizen Jerome Daly. Daly took a mortgage from the bank. Daly was demanding the foreclosure of his home by the bank. The bank provided the loan to purchase the house. His argument was based on the fact that mortgage contract stands for equal participation of both parties. Each party put a legitimate form of property for the exchange. Daly was trying to prove that the money was not the property of the bank since money was created out of thin air on the day of signing the agreement. If we look up at the â€Å"Modern Money Mechanics† booklet, we will find out the following about loans â€Å"what they do when they make loans is to accept promissory notes in exchange for credits†¦Reserves are unchanged by the loan transactions. But deposit credits constitute new additions to the total deposits of the banking system.†[9] It means that money does not come from already existing assets. In a cunning way the bank simply invents money and there is nothing like a property on the bank’s side, except for a liability text on paper. Mr. Daly won the case, as the bank’s president admitted the fact of unexciting money and he noted that this was a standard banking practice. Here is the speech of Mr. Morgan, the bank’s president â€Å"Plaintiff admitted that it, in combination with the Federal Reserve Bank of Minneapolis, did create the entire $14,000.00 in money and credit upon its own books by bookkeeping entry. That this was the consideration used to support the Note dated May 8, 1964 and the Mortgage of the same date. The money and credit first came into existence when they created it. Mr. Morgan admitted that no United States Law or Statute existed which gave him the right to do this. A lawful consideration must exist and be tendered to support the Note†[10]. As a result, the court rejected the bank’s claim for foreclosure and Daly lived happily in his home. This case once again proves the corrupt nature of modern monetary system. One feels miserable when realizing that any time he borrows money, the money appears to be not only a counterfeit, it is even an illegitimate form of agreement. The bank never has the money as property in contrast to golden standard period. If there was a successful case with Mr. Daly, why do banks continue mocking at people? Well, we proved that money is debt. What are your actions when you are in debt? You go to work in order to pay the debt off. But, if money is created only out of loans, it means that society cannot be debt free. People are slaves of banks running on the hamster wheel. Only those at the top benefit from the system. There will always be the rich and the poor with our present system. It is an incredible system ever created for social manipulation. â€Å"Debt is the weapon used to conquer and enslave societies and Interest is its prime ammunition†[11]. Banks are making private profit out of what should be public revenue. Rich countries developed the international money system which serves their interests at the expense of the poor countries. Conclusion Earlier monetary system was more honest in its nature compared to present times. â€Å"Modern Money Mechanics† answering the question â€Å"what makes money valuable?† say that a dollar bill is just a piece of paper. Coins do have some value as a metal, but less than their face value. The value is explained just by the fact that people believe in money’s power to be able to be exchanged for goods and services whenever there is a need. Money is actually created of debt and it is not money that make debt possible. Money and debt appear at exactly the same moment. Money is a blood of society and it goes and will go on circulating to provide life. Bibliography A Primer on Money, U.S. Congress, House, Committee on Banking and Currency, Subcommittee on Domestic Finance, 88th Congress, 2nd Session, Government Printing Office, 1964, page 23 Federal Reserve Bank of Chicago: Two Faces of Debt, http://freedom-school.com/two_faces_of_debt.pdf , (17.03.2014) Federal Reserve Bank of Chicago: Modern Money Mechanics, http://www.dollarnoncents.com/MMM.pdf, (18.03.2014) David Graeber: Debt. The First 5,000 Years, https://libcom.org/files/__Debt__The_First_5_000_Years.pdf , (17.03.2014) John Steele Gordon (February 18, 2019): A Short History of the National Debt, http://online.wsj.com/news/articles/SB123491373049303821 , (17.03.2014) Mongomery vs Daly, http://criminalbankingmonopoly.wordpress.com/montgomery-vs-daly/, (18.03.2014) Money Owned and Owed, http://www.thetwofacesofmoney.com/files/money.pdf , (19.03.2014) Paul Krumm: How Money is Created, Disappears, and Works, and the Values Involved in the Process,  http://www.vantagequest.org/trees/money.htm#.UycKMah5PtU , (15.03.2014) The Fractional Reserve Banking System / Zeitgeist Addendum (March 27, 2009), http://truth11.com/2009/03/27/the-fractional-reserve-banking-system-zeitgeist-addendum/ , (16.03.2014) The Monetary System, http://www.zeitgeistaustralia.org/the-monetary-system/, (15.03.2014) XAT3. The History of Money: http://www.xat.org/xat/moneyhistory.html , (17.03.2014) 1 [1] The Monetary System, http://www.zeitgeistaustralia.org/the-monetary-system/, (15.03.2014) [2] The Monetary System, http://www.zeitgeistaustralia.org/the-monetary-system/, (15.03.2014) [3] Paul Krumm: How Money is Created, Disappears, and Works, and the Values Involved in the Process, http://www.vantagequest.org/trees/money.htm#.UycKMah5PtU , (15.03.2014) [4] XAT3. The History of Money: http://www.xat.org/xat/moneyhistory.html , (17.03.2014) [5] The Fractional Reserve Banking System / Zeitgeist Addendum (March 27, 2009), http://truth11.com/2009/03/27/the-fractional-reserve-banking-system-zeitgeist-addendum/ , (16.03.2014) [6] Federal Reserve Bank of Chicago: Two Faces of Debt, http://freedom-school.com/two_faces_of_debt.pdf , (17.03.2014) [7] John Steele Gordon (February 18, 2019): A Short History of the National Debt, http://online.wsj.com/news/articles/SB123491373049303821 , (17.03.2014) [8] From A Primer on Money, U.S. Congress, House, Committee on Banking and Currency, Subcommittee on Domestic Finance, 88th Congress, 2nd Session, Government Printing Office, 1964, page 23 [9] Federal Reserve Bank of Chicago: Modern Money Mechanics, http://www.dollarnoncents.com/MMM.pdf, (18.03.2014) [10] Mongomery vs Daly, http://criminalbankingmonopoly.wordpress.com/montgomery-vs-daly/, (18.03.2014) [11] The Fractional Reserve Banking System / Zeitgeist Addendum (March 27, 2009), http://truth11.com/2009/03/27/the-fractional-reserve-banking-system-zeitgeist-addendum/ , (16.03.2014)

sathf Satire in Adventures of Huck Finn :: Adventures Huckleberry Huck Finn Essays

Satire in Adventures of Huck Finn The dominant tone of this work is satire. Twain pokes fun at many of the aspects of Southern life in the 19th century (including slavery and feuds), and several characters as well. His fiery attitude about the ills of society shows itself from the first page of this book. I think that one of the main themes in this novel is the conflict between the society's "good" and "bad". Huck believed that a person was "good" if they were educated, well read, religiously trained, and had the ability to follow rules. This, of course, is not the true nature of "goodness", and a key element in Twain's satire. In fact, Huck, who is one of the only good characters in the novel, believes good is based on the elements of dangers which face him every day, and due to this dicotomy, does not believe he is "good". This becomes painfully evident when Huck meets the Gregfords. The Gregfords are an obvious simile for pure evil. Though they have a temporal glow to them, after all, they are rich and aristocratic. However their misdeeds flow contrary to society's label of "good" . He labels them as "good", though after he hears their story behind their feud, he realizes that they are not quite as good as he had believed. This shows the tumultuous journey between the "good" and "evil" occuring in Huck's mind. The most clear occasion of this is when Huck dresses as a girl to steal things from the neighborhood store. On a metaphorical level, this shows Twain's alternate sexual preference (Freud pointed this out in "The Human Mind, Second Edition") -- he is living vicariously through his creations. Twain uses the visage of Huck as a girl to ameliorate it against the society's "evil" perspective, in an attempt to popularize these acts. The bifurcation between his personal "good" and society's "good" is a key point in the book, and a universal theme which is best observed in this scene. Another important scene which goes along with this same theme was the scene with Huck Finn and his gang in the cave in the end of the second